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วันอังคาร, พฤษภาคม 18, 2004

私の年金はいくら?

ちょっと事情があって、10日ほど中断してしまいました。訳は別の機会に書くことにしましょう。

ここのところ、日本の政界は年金問題で明け暮れていますね。法案を決める議員が年金未加入では、国民に説明できませんよね。国民の真意を言えば、そういう議員たちに自分たちの貰う年金額に左右されたくないというのが本音ではないでしょうか。
今回の年金問題であらためて浮き彫りとなったは、年金制度の複雑さではないでしょうか。件の未加入議員たちの言い訳のひとつに 「議員年金に加入すると基礎年金の部分はカバーされると思った」 というのがありましたが、まあ、同情できないわけでもないですね。それだけ、複雑なんだと思います。議員さんたちには、将来の年金額を減らすのではなく、未加入者をいかに加入させるかということをもっと議論すべきだと思いますが、そうじゃないですか?

年金制度は複雑ですが、将来いくら貰えるかは興味あります。私は海外在住ですので、いまは全く払っていません。タイに来る前に厚生年金を払っていただけです。一応、海外にいる期間はカラ期間として認められますので、そのままでも将来貰えることは貰えます、少ないでしょうけど。
で、どれくらい貰えるのかなと、ちょっと計算してみました。 年間22万円 ほどでした。 月額2万円もないんですね。 タイにいる分には、ちょっとしたお小遣いと言うところでしょうか。でも、2万円じゃ、ちょっとなぁとも思います。任意加入しようかとちょっと真剣に考えています。日本にいれば、払い込みは60歳までですが、海外に居れば、60歳の時点でもし払い込みが40年に満たない場合は65歳まで払い込みできるみたいだし。年金が貰える年齢まで生きられるのか、分からないというのもあるしなぁ。

さて、あなたはいくら貰えますか?

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